Effective Date: March 24, 2026
XI Royale Incorporated ("the Company," "We," "Us," or "Our") is deeply committed to upholding the privacy and security of your personal data. This Privacy Policy ("Policy") delineates the stringent methodologies and protocols under which we collect, utilize, archive, safeguard, and disseminate your Personally Identifiable Information (PII) when you interface with the XI Royale platform, underlying APIs, and ancillary services ("the Platform"). This Policy is ratified in strict adherence to global data protection standards and the Kenyan Data Protection Act.
The operational framework of XI Royale necessitates the collection of specific data vectors, classified as follows:
The Company eschews the monetization of your data. Information is fundamentally leveraged for operational execution:
XI Royale employs a zero-knowledge architecture concerning fundamental financial authorizations. WE NEVER REQUEST, INTERCEPT, OR STORE YOUR M-PESA PIN, BANK DETAILS, OR FPL LOGIN CREDENTIALS. All user-authenticated passwords governing Platform access are unilaterally hashed utilizing the cryptographically resistant Argon2id standard. Financial ledgers are maintained immutably to guarantee absolute auditability and reconciliation precision.
Your PII is fiercely shielded and is solely transmitted to vetted third-party infrastructure providers under legally binding Data Processing Agreements (DPAs). These encompass:
Your data is vaulted within our ecosystem strictly for the duration requisite to fulfill the objectives elucidated herein. Upon request of account termination, the Company executes a deletion protocol nullifying your PII from active databases. Notwithstanding, pertinent financial ledger entries and associated identifiers will be cryptographically quarantined and retained for a statutory period traversing up to seven (7) years to satisfy national tax compliance and AML auditing mandates.
Under the purview of the Kenyan Data Protection Act, you retain substantive rights regarding your algorithmic footprint. You possess the unalienable right to request access to your data schemas, demand the rectification of erroneous vectors, restrict certain processing modalities, and exercise the right to data portability. To invoke these privileges, formal requests must be remitted to our Data Protection Officer.
The Company commands the autonomous authority to iterate and overhaul this Privacy Policy to reflect advancing regulatory parameters or architectural shifts in our engine. All material modifications will be synchronously broadcast across Platform notification arrays.
Should you harbor any inquiries, contestations, or directives regarding our data processing frameworks, you are instructed to dispatch formal correspondence to our Data Privacy Directorate at: xigwroyale@gmail.com.
End of Privacy Policy — Document Ref: XR-PRIV-2026-B